Dave Ramsey, the best-selling author, presents simple and effective solutions to many households overspending and stretched debt for everlasting financial well-being in The Total Money Makeover. Ramsey’s main messages are diligence, savings and debt repayment and avoidance. With endorsements from those religiously followed his steps outlined in the book and successfully freed themselves from chronic debts, this book motivates readers to overcome the hurdles along the way to become financially fit.
The readers of the book will find this book practical and encouraging for its direct and simple language with success stories from those who used Ramsey’s advice in the book such as income investment in a fund and accelerated debt pay-off. Ramsey offers a realistic and successful plan for those struggling with debt to achieve wealth with nothing more than their current salary.